Invest:

Let's get down to business and chat about an investment: stocks. Stocks allow you to be a part of a larger company and can possibly make you a bit of money. Earning that cash simply depends upon the company's fluctuation/contraction in the stock market; and whether you sell your stock for more money that you originally bought it for. This can mean risky business, but only if you don't play your cards right. Mutual funds are a bit different: they are a collective managed type of investment. Each of these are considered 'short term' money; or money gained over a short amount of time. Bonds are established over time within a savings account. ('Long term' money, gained over a longer period of time.) Slowly the money you invest will gain interest, but the money must stay safely in the savings account for a set amount of time. When it comes to investing you should use your head, but remember everyone loses sometimes. Look at this article from "Smartmoney.com": "Dow Pares Losses, Finishes Above 10000." Also, watch this video about bonds: "How to Secure a Surety Bond: Investing & Personal Finance Tips | eHow.com".